Hello Lexington

Great Insurance Without Leaving Home


Bray & Oakley, a full-service, independent insurance agency located in Lexington, KY, provides customers with high-quality auto insurance, business insurance, homeowner’s insurance, health insurance, and life insurance policies. To provide the best insurance coverage at the best rates, Bray & Oakley works with Erie Insurance.

Why Erie?

JD Power Unbiased Surveys – Erie Insurance received top honors on the J.D. Power’s Insurance Shopping StudySM. The annual study evaluates the experience of consumers buying a new car insurance policy.

The 2014 Insurance Shopping Study examines the purchasing behaviors and overall satisfaction of people who shop for car insurance. Three factors are measured to determine overall satisfaction. They are, in order of importance: price, distribution channel and policy offerings.

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Claims Service that’s there when you need it – Outstanding claims service is one of ERIE’s hallmarks and one of the many reasons that we’re proud to represent Erie Insurance. Read more and watch a video where Customers and Agents share their experiences with ERIE’s superior claims service.

Above All in SERVICE – Above All in SERVICES (our theme line and rallying cry) means building a very caring team behind you — the satisfaction of your own local Agent and the strength of ERIE. It all began when our founder H.O. Hirt raised the letters ERIE out of the word service to remind us every day what we are reaching for.




Effortless billing. Quick Quoting. Digital Signatures. We understand that you want the benefit of a local agency and the convenience of going online. At Bray and Oakley we under stand that. We’re just like you. We understand you want to talk to a real person when it matters most. We quote, write, and service your policy however you prefer: online, over the phone, or a quick trip to our attractive, modern office in the Beaumont Center.

Quick Quotes – Seriously fast quoting.Do you need a car insurance quote? It’s super easy to do. Just request a quote on our website and one of our local agents will call you back.

Modern Office, Traditional Values – Bray & Oakley was established in 1920 in Logan, West Virginia. For 95 years, our values of honesty, hard work, and personal service have set us apart. The way we see it, good customer service never changes because it’s all about adapting to your customer’s needs.

Car Insurance

Buying car insurance can be made easier by using an insurance agent like us at Bray and Oakley. Insurance agents can shop multiple companies for you, to find you the best deal. They can explain your policy to you fully, so that you understand exactly how much coverage you have and what you’re paying for. If you buy your insurance online you’re going to pay the same amount but you’re not going to understand your coverage as well and you won’t have an agent who manages your insurance and knows you personally. If you ever have to file an auto insurance claim you’ll need to know who to contact right away. Having a local agent will take care of this problem. They will be able to quickly walk you through the steps you need to take, without having to go through any 1-800-number’s.

Homeowners Insurance

When it comes time to buy a home, buying insurance for it is one of the most important things you can do. It will protect your family and your possessions, in case of a catastrophe. You need to understand fully how homeowners insurance works and exactly what your covered for before you can have peace of mind. Having a local agent that can explain to you each of these things will put you at ease. If you need to file a claim, having a personal relationship with a local agent will make things much smoother, faster and easier than dealing with somebody you’ve never met before. Find homeowners insurance in Lexington, Kentucky.

Business Insurance

If your small business is looking for liability insurance or health insurance for your workers, you need to make sure that you find a reliable and local agent that you can sit down and talk details with. If and when the time comes that you need to file a claim, you’ll need your agent to be well-versed on your business and ready to take the appropriate actions. It may seem like shopping for business insurance online is the easiest way to get it done, however you’re missing an important part of the business. Having a professional who understands insurance inside and out is necessary and essential for any business. Looking for Lexington business insurance?

All in all, having a local insurance agent can help you save money and understand your insurance better, but most importantly, have a local insurance agent will help you achieve peace of mind, if you ever need to file a claim.

3061 Fieldstone Way Suite 300
Lexington ,Kentucky,40513
Email : [email protected]