• Car Sense

Understanding Auto Insurance-ERIE "Xtras"

by Jennifer Sonntag on


Visible “Xtras”

The next time you look over your auto policy, look for the “Xs” throughout the margins. These are all of the “Xtra Protection Features” that are automatically included with your ERIE auto policy. Clearly, it’s the little things that all add up to the bigger picture. Here are just a few of the things you’re covered for (and always have been).

Road Trip. Whether you’re headed across the state with the family or on a vacation across the country, ERIE has your back if something happens to your car and you find yourself stranded after a covered loss, let’s just say dinner and a hotel room are on us. ERIE offers up to $75 per passenger in the vehicle for travel expenses if you don’t reach your destination and aren’t close to home.

Paw Protection. ERIE cares about you—and your dogs and cats. If your pet is hurt in a covered accident while riding in your car, we’ll help cover the vet treatment costs up to $500 per pet (up to two pets, with a total limit of $1,000). Great news for Fido and Fluffy.

Darn it! The feeling you have the minute you see your car keys on the front seat and the car is locked. If you find yourself in this situation and purchased Comprehensive or collision coverage, ERIE will reimburse you up to $75 for the cost of locksmith services on your insured car.

That New Car Smell. If you’re enjoying your new ride so much that you accidentally forgot to let your Agent know about it, we get it. Just make sure to let us know within seven days of the purchase so that you have the proper coverage.

Worst.Day.Ever. Imagine you’ve just purchased a TV or finished a round of golf and then BAM! Someone rear-ends your car, smashing your new TV or the golf clubs that were in the trunk. Don’t worry. ERIE gives you up to $350 toward your personal items not covered by other insurance.

There’s just so much to know about insurance, but fortunately, you don’t have to know it all. That’s why you have your very own local ERIE Agent who can walk you through the complicated stuff. If you haven’t checked in with yours in a while, you may want to consider doing so.

To find your Agent’s information, check your auto insurance ID card or Find an Agent, or log into your ERIE Online Account.

Read more about Understanding Your Auto Coverage:

Common Auto Insurance Coverages
Valuable Auto Insurance Discounts
Added Options to Enhance Your Auto Insurance Policy

**ERIE Rate Lock does not guarantee continued insurance coverage. Not available in all states. Limited to three years in Virginia. Insured must meet applicable underwriting guidelines. Premium may change if you make a policy change.
***In New York, the collision deductible cannot be reduced below $100 and the comprehensive deductible cannot be reduced below $50.
Your ERIE Agent can offer you practical guidance and answer questions you may have before you buy.

“Xtra Protection Features” that are automatically included with your ERIE auto policy. Here are just a few of the things you’re covered for (and always have been). /blog/understanding-auto-insurance-erie-xtras Erie Insurance Popular In Blog

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